|Sites offering FREE credit reports|
|>||Free Credit Report from Credit.com|
|>||Free Credit History and Score from Consumer Info|
|NOTE: Free reports are brief and are usually from only one Credit Bureau.|
|>||Equifax 3-in-1 Credit Report|
|>||Full Credit History from ALL three credit bureaus in one place.|
|Credit Repair & Debt Counseling|
|>||Personal Loan Site|
|Information provided by Credit Report Providers|
Updated: January 17, 2005
Experian is one of the national credit reporting agencies. Our credit-reporting business is regulated by the federal Fair Credit Reporting Act and companion state laws. We are also held accountable by various other laws and industry standards as well as your expectations. We are sensitive to your interest in privacy, and we are committed to letting you know what information is being collected, how the information is being used, and in providing you choices in the use of the information. Each time we request identification information from you, we will explain why we are asking and how we will use your information. The online personal credit report service is provided to consumers in accordance with the Fair Credit Reporting Act and with Experian's Information Values. For a full explanation, you may link to Experian's Information Values at the bottom of this page. When you have finished viewing our Information Values, simply click on the X in the upper right hand corner to close the window and return to this page.
Collection and use of your information for ordering a credit report
The personal information you provide to us in connection with ordering your credit report online will not be shared with any third parties, except as permitted by law. Your information may be shared with an Experian affiliate for fulfillment of your request and will not be used for any other purpose. Non-personal statistical data may be used to develop enhancements to this product and other Experian consumer products. We may use data to make changes to our product, as deemed necessary to continue to ensure your security and privacy online. If you are unable to order your credit report through this online system, we may contact you at the address we have on file to assist you in obtaining your credit report in another manner. We may also contact any user of this online system for audit and verification purposes in order to comply with laws and regulations governing the credit reporting industry. For example, we may institute random mail or telephonic confirmations to ensure that our system is secure. This is for your security and your protection.
Collection and use of your information for requesting an investigation
Storage of your information
Web logs and cookies
Opt-in for Experian marketing information
Depending on which browser you use, you will know you are in a secured area by 'https' appearing in front of the URL (Uniform Resource Locator) in the address bar, and/or a locked padlock appearing somewhere in the lower corner of your screen. When you visit our Web site, you may move in and out of secured areas. Any time that you are on a registration page or viewing your personal credit report, you will be in a secure area.
Additionally, Experian restricts access to information that you provide only to those employees who need to know such information to provide and process the information you have requested or to investigate matters you have requested be investigated. Experian maintains physical, electronic and procedural safeguards to guard your information. Experian also utilizes systems access controls to protect your information. Experian continually monitors access to its systems to detect unauthorized attempts to gain access to information.